Could 50-Year Mortgages Change the Future of Homeownership? With home prices and interest rates higher than many buyers have ever seen, creative financing options are becoming a bigger part of the housing conversation. One idea that’s been gaining attention is the 50-year mortgage — an ultra-long loan term designed to make monthly payments more affordable […]
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For the First Time in 30 Years, More People Are Leaving Atlanta Than Moving In — Here’s Why For decades, the Atlanta metro area has been considered one of the country’s fastest-growing destinations—an economic powerhouse with a thriving job market and diverse cultural scene. But recent migration data tells a new story: for the first
Fannie Mae Credit Score Update: What Homebuyers Need to Know Big news just dropped for future homeowners! Fannie Mae recently announced a major change that could make it easier for more people to qualify for a mortgage. Starting November 16, 2025, Fannie Mae will remove its minimum credit score requirement from the automated system lenders
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Real estate just changed – again. Zillow is now directly connected inside ChatGPT conversations. That means prospective buyers can simply ask ChatGPT for what they want, and it’ll display matching Zillow listings–right there in the chat without ever leaving the conversation. Think about how a buyer might search today:“Show me homes for sake near a coffee
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Whether you’re planning to sell or just want to refresh your space, fall is a great time to give your home a little TLC. Here are smart, seasonal tips to prepare: Inspect the Roof and Gutters: Clean leaves and debris, check for damage, and ensure proper drainage before heavy rains. Touch Up Landscaping: Trim overgrowth,
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Choosing between a new build and a resale home can feel overwhelming. Each offers distinct advantages depending on your lifestyle, budget, and timeline. New Construction Pros: Custom finishes and design choices Modern floor plans and energy efficiency Fewer immediate repairs or updates Builder warranties for peace of mind Cons: Longer wait time for completion Often
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If you’re thinking about buying a home, the first step isn’t browsing listings—it’s talking to a lender. But what’s the difference between pre-qualification and pre-approval? Pre-Qualification: A quick, basic assessment based on self-reported income and debts. This gives you a ballpark estimate but is not verified by the lender. Pre-Approval: A more formal process where
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Closing costs can often catch people off guard—especially first-time buyers and sellers. But understanding what’s included can help you budget better and avoid last-minute surprises. What Are Closing Costs? Closing costs are the fees and expenses, beyond the property price, that are paid when the real estate transaction is finalized. These vary by state, but
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Homeowner Associations (HOAs) are a common feature in many planned communities, offering a range of benefits and services. However, they also come with rules and regulations that can impact your lifestyle and budget. Understanding the ins and outs of HOAs is crucial before buying a home in a community governed by one. The Perks of
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When you’re searching for a new home, it’s easy to be swayed by beautiful staging, stylish finishes, and perfectly manicured lawns. But underneath the aesthetics, it’s essential to look closely at the condition and functionality of the home. Here are five critical elements many buyers overlook during a tour—and why they matter: Roof Age &
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